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3 UK Prepaid PAYG Phone SIM Product Summary

Buy blank SIM + credit PIN (eg 25 pound credit PIN)
​-> receive SIM in mail and credit via email
-> add the credit via 3UK online portal and buy 20 pound add-on 
-> leaves 5 pound left over for odd call/sms to non-uk number
-> can add more credit or buy another add-on for following month via credit PINs we sell here, and top-up via 3UK web portal here

If you add the credit (sits there as balance credit), and if you don't buy the 'Add-on', you will be charged at casual data roaming rates outside the UK - this will burn thru your credit.
Basically, make sure you use the credit PIN to buy the add-on if you want the free data roaming.